PF and ESI calculator
Enter a monthly salary to see the employee and employer PF and ESI contributions. It applies the ₹15,000 PF wage ceiling, the EPF and EPS split, and the ₹21,000 ESI limit. Free to use, no sign-up.
| Contribution | Employee | Employer |
|---|---|---|
| Provident Fund (EPF) | ₹1,320 | ₹404 |
| Pension (EPS) | — | ₹916 |
| ESI | ₹147 | ₹634 |
| Total | ₹1,467 | ₹1,954 |
ESI applies because gross pay is ₹21,000 or less.
Estimate only. Excludes EDLI and admin charges. Crew calculates exact amounts every month.
How the calculation works
Employee PF is 12% of basic pay plus DA. If the wage ceiling applies, PF is worked out on a maximum of ₹15,000, so the employee pays at most ₹1,800 a month.
Employer PF is also 12%, split in two: 8.33% goes to the Employees’ Pension Scheme (EPS), capped at ₹1,250 a month, and the rest goes to EPF.
ESI applies when gross pay is ₹21,000 a month or less. The employee pays 0.75% and the employer pays 3.25%.
Read the full guide: How to calculate PF in India, with examples.
