ESI calculator
ESI applies when gross pay is ₹21,000 a month or less. The employee pays 0.75% and the employer 3.25%.
Rates and rules: ESIC · Updated on November 2026
| Employee ESI (0.75%) | ₹147 |
| Employer ESI (3.25%) | ₹634 |
| Total | ₹781 |
ESI applies: gross pay is ₹21,000 or less.
How ESI is calculated
Employee ESI = 0.75% of gross pay, employer ESI = 3.25%, both rounded up to the next rupee, for gross pay of ₹21,000 a month or less (₹25,000 for employees with a disability).
Worked example
Gross pay of ₹19,500: employee ₹147, employer ₹634.
Questions
What is the ESI wage limit?
₹21,000 a month in gross wages, or ₹25,000 for employees with a disability.
What are the ESI rates?
0.75% from the employee and 3.25% from the employer.
When is ESI due?
By the 15th of the following month.
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