PF calculator
Employee PF is 12% of basic pay plus DA. The employer also pays 12%, split between EPF and the pension scheme (EPS). Enter a salary to see each amount.
Rates from EPFO · Updated on November 2026
| Contribution | Amount |
|---|---|
| Employee PF (12%) | ₹1,320 |
| Employer EPF | ₹404 |
| Employer EPS (8.33%) | ₹916 |
| Total each month | ₹2,640 |
How PF is calculated
Employee PF = 12% × basic pay + DA (capped at ₹15,000 if the ceiling applies). Employer EPS = 8.33% × basic up to ₹15,000, at most ₹1,250. Employer EPF = the employer’s 12% minus EPS.
Worked example
Basic + DA of ₹11,000: employee PF ₹1,320, employer EPS ₹916, employer EPF ₹404.
Read the full guide: How to calculate PF.
PF questions
Is PF calculated on gross or basic?
On basic pay plus DA, not gross pay.
What is the PF wage ceiling?
₹15,000 a month. Contributing above it is optional.
How much goes to the pension scheme?
8.33% of basic up to ₹15,000, at most ₹1,250 a month, from the employer’s share.
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